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Reverse Mortgages — A Resource for New Hampshire REALTORS

This page is designed for REALTORS who want a clear, reliable reverse mortgage resource. Whether you’re working on a listing that has a reverse mortgage or senior buyers, empty nesters, cashbuyers or  buyers using a reverse for purchase, this is a place to come back to when questions arise.

Common Reverse Mortgage Scenarios REALTORS Encounter

Listing a Home with a Reverse Mortgage

Reverse mortgages don’t prevent a home from being sold — but there are important timing, payoff, and communication considerations. Knowing what to expect helps listings move smoothly and avoids surprises.  Click the bullet to get answers

  • How payoff works at sale

  • What happens if there’s equity left

  • Common myths that slow listings

  • When to loop in the loan servicer

  • Email a Listing Scenario for more specific answers

Why Cash Buyers Should Consider a Reverse Mortgage

Some buyers over 62 choose to preserve liquidity rather than tying up all their cash in a purchase. A reverse mortgage can be used strategically — even by financially strong buyers.  

  • Preserve cash reserves

  • Reduce market risk

  • Maintain flexibility post-closing with a line of credit

  • No required monthly mortgage payments

  • Increases Purchasing Power

How Reverse Mortgages Can Increase Purchasing Power

Reverse mortgages for purchase can allow buyers to qualify based on age and equity rather than income — often opening doors that traditional financing closes.

  • Larger buying pool for certain listings

  • No DTI qualifications

  • Less cash needed to get more house

  • Helpful in competitive or low-inventory markets

 

 

 

 

Renee Duval
Reverse Mortgage Loan Officer
NMLS #97967
19 Washington St
Concord, NH 03301
Phone: 603-345-5644
Bookend Lending, NMLS #2557411

(Please provide either your phone number or email address above so we can reply)

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2. Be contacted about a mortgage at my phone number even if my phone number appears on a State or National Do Not Call Registry, or any other Do Not Contact List.
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Renee Duval and Bookend Lending LLC - based in New Hampshire. Working with REALTORS statewide.