Reverse Mortgage Lender - Serving All of New Hampshire
Renee Duval
Reverse Mortgage Loan Officer
NMLS #97967 
(603) 825-4803
Explore Reverse Mortgage Options In New Hampshire
At Bookend Lending LLC, we help New Hampshire homeowners make confident decisions about their financial future—whether that means buying a home, refinancing, or exploring the benefits of a reverse mortgage (also known as a Home Equity Conversion Mortgage or HECM).
If you're 62 or older and wondering whether a reverse mortgage might be right for you, Renee Duval is here to help. Renee is a trusted reverse mortgage specialist in New Hampshire with nearly 40 years in the mortgage industry. She brings a compassionate, educational approach to every conversation—always taking time to answer questions and explain your options clearly.
While Bookend Lending LLC is a small, locally owned mortgage brokerage, what we offer is big:
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Personalized advice tailored to your needs
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Clear communication and responsive service
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A commitment to integrity, education, and patience throughout the process
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Access to top reverse mortgage lenders—we’re not tied to just one option
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The ability to shop and compare rates and terms, which can often mean more money available to you from your home’s equity
As an independent reverse mortgage broker in New Hampshire, Renee can explore programs from many of the biggest names in the industry—then match you with the one that offers the best fit and the most value.
That means you get more choice, more control, and often better results than working with a single-lender company.
Renee stays current with all the latest updates in federally-insured HECM loans and private reverse mortgage programs, so you can feel confident you're receiving up-to-date guidance. Whether you're looking to supplement your retirement income, pay off an existing mortgage, or even purchase a new home using a reverse mortgage, she’ll walk you through it all—without pressure.
Thinking about a reverse mortgage in New Hampshire? Think Renee Duval! Let’s talk about how your home equity could work for you.
Reverse Mortgage Facts
How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the Greater Manchester area.
523 people in Manchester already have a reverse mortgage and are familiar with the benefits of the loan. In fact, in just the last 12 months 26 homeowners got a reverse mortgage.
The current maximum lending limit for FHA-insured reverse mortgages is $1,209,750 which means nearly all homes in New Hampshire would see most if not all of their full home value considered in the calculation of the potential maximum reverse mortgage loan benefit. In 2022 homes above $1,209,750 may choose to apply for a private jumbo reverse mortgage for higher-valued properties.
Reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower or named non-borrowing spouse and the current/starting effective interest rate.
Concord, Salem, Hooksett, Londonderry, Tilton, Merrimack, and Bedford are some of the communities Renee has lent in recently.
Your Local New Hampshire Mortgage Resource
When it comes to something as personal as a reverse mortgage, having someone who understands your community makes all the difference.
Renee Duval, founder of Bookend Lending LLC, has lived and worked in nearly every corner of New Hampshire—from the southern towns near the Massachusetts border to the Lakes Region she now calls home. She’s been part of the fabric of this state her whole life.
Her journey began in Nashua, growing up in Merrimack, and spending her summers working along the Seacoast in Hampton and Rye. She later raised her two older children in Merrimack, built her mortgage career across Southern and Central NH, and spent over a decade helping clients in Concord where her youngest daughter graduated from high school.
Renee's family includes her 93 year-old mother-in-law, an Aunt & Uncle, a son & his family, a brother, many cousins and friends who live all across New Hampshire —so wherever you are in New Hampshire, chances are she knows someone in your neighborhood!
When she launched Bookend Lending, Renee made a deliberate decision: to focus entirely on serving New Hampshire homeowners, and no one else. That means local relationships, local insights, and the kind of responsive, face-to-face service you don’t get from a national lender.
Whether you're exploring a reverse mortgage or looking for a trusted advisor who truly understands your needs, you’ll feel the difference working with a local expert who treats you like a neighbor—not a number.
Renee and her team at Bookend Lending are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.
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