Reverse Mortgage Lender - Serving All of New Hampshire
Renee Duval
Reverse Mortgage Loan Officer
NMLS #97967 
(603) 825-4803
Reverse Mortgage Solutions from Bookend Lending LLC – Serving Seniors Across New Hampshire
At Bookend Lending LLC, our mission is to help New Hampshire homeowners make the most of their home’s value—whether that means financing a new purchase or converting existing equity into flexible retirement income through a reverse mortgage (Home Equity Conversion Mortgage or HECM).
When you work with Renee Duval, you're not just getting a loan—you’re gaining a guide. With nearly 40 years in the mortgage industry and a passion for helping seniors, Renee offers a personalized, pressure-free experience. You’ll receive clear answers, timely updates, and thoughtful support every step of the way.
As the founder of Bookend Lending LLC and a certified mortgage professional, Renee has completed extensive training on both federally-insured HECM loans and proprietary reverse mortgage options. She stays on top of the latest program changes and continues her education to provide up-to-date, trustworthy advice to her clients across New Hampshire.
Whether you’re in the early stages of exploring your options or ready to see if you qualify, Renee and Bookend Lending LLC are here to help you move forward with clarity and confidence.
Reverse Mortgage Facts
How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the Greater Manchester area.
523 people in Manchester already have a reverse mortgage and are familiar with the benefits of the loan. In fact, in just the last 12 months 26 homeowners got a reverse mortgage.
About Renee Duval and Bookend Lending LLC
Renee Duval is New Hampshire through and through. Born in Nashua, raised in Merrimack, and a proud graduate of Southern New Hampshire University (back when it was still New Hampshire College), Renee’s roots run deep. She spent her teenage summers working on Hampton Beach, married a Manchester native, and raised her three children right here in the Granite State.
Her mortgage career began in Southern NH in the 1980s, followed by 15 years living and working in Concord. In 2020, she made the Lakes Region her home—but her heart is statewide. Renee’s extended family is spread across Goffstown, Manchester, Merrimack, Concord, Franklin, Nashua, Hudson, Laconia, Charlestown, Lebanon and Northwood, giving her insight into the communities she serves.
When Renee founded Bookend Lending LLC, she made a clear choice: to be licensed only in New Hampshire. Why? Because local matters. From reverse mortgages to traditional home loans, she and her team believe in showing up, answering the phone, and even driving out to your home if needed—whether it’s to help with an appraisal issue or just answer questions face-to-face.
Bookend Lending LLC proudly partners with local appraisers and title companies, delivering a truly hometown experience with expert guidance. If you're looking for a mortgage professional who knows New Hampshire inside and out—and cares about her neighbors like family—Renee is ready to help when you want to just know a little more pick up the phone and give her a call.
The current maximum lending limit for FHA-insured reverse mortgages is $1,209,750 which means nearly all homes in New Hampshire would see most if not all of their full home value considered in the calculation of the potential maximum reverse mortgage loan benefit. In 2025 homes above $1,209,750 may choose to apply for a private jumbo reverse mortgage for higher-valued properties. As an independent mortgage broker, Renee Duval and Bookend Lending LLC work with many different Lenders which gives the homeowner the best of all that's out there.
Reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower or named non-borrowing spouse and the current/starting effective interest rate.
Contact your New Hampshire reverse mortgage lender today.
Renee and her team at Fairway Independent Mortgage are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.
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